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Finance Dictionary

Option

Definition

A financial derivative that represents a contract sold by one party to another party.

Deep Dive

An option is a financial derivative contract that grants the buyer the right, but not the obligation, to buy or sell an underlying asset (such as a stock, commodity, or index) at a predetermined price (known as the strike price) on or before a specified date (the expiration date). There are two primary types: a "call option" gives the holder the right to buy the asset, while a "put option" gives the holder the right to sell the asset.

Examples & Use Cases

  • 1An investor buying a call option on a tech stock, believing its price will surge above the strike price before the option expires
  • 2A portfolio manager purchasing put options on their stock holdings to protect against a potential market downturn
  • 3An employee receiving stock options as part of their compensation, giving them the right to buy company shares at a set price in the future.

Related Terms

DerivativesFutures ContractStrike PricePremiumHedgingSpeculationCall OptionPut Option

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